Planning to buy a home? It’s a great idea and here are some tips to help you choose wisely. Shortlist properties based on these concepts and you should find the entire process less confusing than you think it is.
1 Aspirations, lifestyle
While you may want the moon, think clearly and decide what kind of lifestyle you and your family would be comfortable with. Villas, apartments, individual home, an executive floor, all entail a particular type of lifestyle. Deciding between living in the inner city and a suburb is also a lifestyle decision. If you like a quiet laid back life, choose a suburb. If you like being in the hub of things and having everything nearby, but are willing to settle for less space and more noise, the city will work fine for you. Think of scenarios about 10 years into the future and identify a place that will suit your needs till then.
2 What’s the size of your pocket?
Figure out your loan eligibility from a housing loan company or bank. Look at your resources and decide how much money you can pay up as a lump sum. That will help you do a back calculation and decide what budget you should have while looking for a home.
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